Tax Services

Chapman, Sanger & Associates LLP offers tax strategies that focus on your individual needs and prepare you or your business for future challenges.

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Accounting & Assurance

Chapman, Sanger & Associates LLP is committed to providing financial info that is prompt and accurate.

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Business Advisory

Chapman, Sanger & Associates LLP recognizes the challenge business owners face in meeting their long term goals.

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Personal Finance Planning

Chapman, Sanger & Associates LLP can guide you through the complex process of getting your financial affairs in order.

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Financial Tools

Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.



Financial Calculators


Amortizing Loan Calculator Enter your desired payment and its frequency- and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your loan payment!
Auto Loan Calculator Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price!
Bi-weekly Payment Calculator This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment.
Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Education Savings Use this calculator to help develop or fine-tune your education savings plan.
Equipment Buy vs. Lease Should you lease your next equipment or finance it? Find out with this calculator!
Investment Loan This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
Investment Returns There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
Mortgage Calculator Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Refinance Interest Savings Use this calculator to see how much interest you can save by refinancing your mortgage!
Net Worth This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Retirement Income Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Retirement Nestegg Calculator Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.
Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there.
Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.