Tax Services

Chapman, Sanger & Associates LLP provides personalized tax planning and strategies designed to meet your individual and business needs. We take a proactive approach to help you make informed decisions, minimize tax where possible, and prepare for future financial and business challenges.

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Accounting & Assurance

Chapman, Sanger & Associates LLP is committed to providing timely, accurate, and reliable financial information to help you make informed business and financial decisions. Our team works closely with you to ensure you have the information and insight you need to move forward with confidence.

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Business Advisory

Chapman, Sanger & Associates LLP understands the challenges business owners face when working toward their long-term goals. We provide practical guidance and personalized solutions to help you navigate challenges, make informed decisions, and build a strong foundation for continued growth and success.

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Personal Financial Planning

Chapman, Sanger & Associates LLP can help guide you through the complexities of organizing and managing your financial affairs. We provide personalized advice and practical solutions to help you make informed decisions, plan for the future, and achieve your financial goals.

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Financial Tools

Should I refinance my mortgage? How much should I save for my child’s college education?

As accounting professionals, we understand that our clients face important financial questions every day. To help you explore some of these common financial decisions, we provide a selection of interactive financial calculators and tools.

These resources can help you estimate costs, compare options, and gain a better understanding of your financial situation. While these tools are not a substitute for personalized advice from a qualified professional, they can serve as a helpful starting point when considering your financial options.

If you have questions about your specific financial circumstances, we encourage you to contact our team for professional guidance.



Financial Calculators


Amortizing Loan Calculator Enter your desired payment and its frequency- and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your loan payment!
Auto Loan Calculator Find out how much automobile you can buy based on your weekly, bi-weekly or monthly payment, or find out your loan payment based on your purchase price!
Bi-weekly Payment Calculator This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment.
Education Savings Use this calculator to help develop or fine-tune your education savings plan.
Equipment Buy vs. Lease Should you lease your next equipment or finance it? Find out with this calculator!
Home Budget Analyze your budget, see where your money goes and find out where you can improve!
Investment Goal Calculator Use this calculator to see if your investment plan is on track to meet your investment goals and receive suggestions on how to change it if you are falling short.
Mortgage Calculator Use this calculator to determine your monthly payment and amortization schedule.
Rent vs. Buy Are you better off buying your home, or should you continue to rent?
Retirement Planner Quickly determine if your retirement plan is on track - and learn how to keep it there.
RRIF Payment Calculator This calculator is designed to help you calculate different payment options from your Registered Retirement Income Fund (RRIF).
RRSP Loan Calculator An RRSP loan can be an excellent way to jump start your retirement savings. Use this calculator to see how an RRSP loan could help your retirement savings plan.
Savings Calculator Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Student Budget Calculator This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.